My Mom is a co-signer on my car for a year I accumulated debt? I want to file a chapter 7 or 13 but what happens to my Mom?
Mario's answer
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Answered on August 06, 2024
If you file Chapter 7 bankruptcy, you have to option to keep the car (and pay for it), or surrender it to the lender. If you surrender it, the...
Can property,such as a tractor,boat,& riding lawnmower in my husbands name be confiscate,if my loans are only in my name
Mario's answer
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Answered on August 06, 2024
Collateral for a debt is subject to repossession if there is a default on the loan. However if your husband did not sign on the loan, then the...
My wife refuses to give me a divorce been married since 2018 she cheated on me with my best friend and then she moved to Dallas
Mario's answer
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Answered on August 06, 2024
I am moving your question to the divorce section. You can file for divorce without her. The best thing to do is get 2-3 consultations from...
When filing for bankruptcy do you use the original creditor or collection agency when listing your creditors?
Mario's answer
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Answered on August 06, 2024
You should list both addresses. That way the holder and collector of the debt gets notice. As for the judgment, many courts have ruled that...
How much debt do you need to have to file bankruptsy?
Mario's answer
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Answered on August 06, 2024
One penny is enough debt to file bankruptcy, but doing so would be silly. Your question is really dependent on your income. Your amount of debt...
403b withdrawal prior to bankruptcy
Mario's answer
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Answered on August 05, 2024
Do not withdraw any funds without consulting with a local bankruptcy lawyer. Once money comes out or an account like a 403b, it is not longer...
What can I do about my situation? Am I stuck with paying them for 5 years?
Mario's answer
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Answered on August 05, 2024
I am guessing you converted your case to Chapter 13 to recover the car. If that is the case, you will lose the car upon converting back to Chapter...
Can a mortgage company go up on your escrow without you knowing
Mario's answer
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Answered on August 05, 2024
Your lender can raise the escrow payment, but they must notify you. Often this is done with an escrow analysis statement mailed to you. Even if...
Should I file for divorce first and then Ch 7 bankruptcy or the other way around?
Mario's answer
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Answered on August 05, 2024
The best thing to do is line up some consultations with a divorce lawyer and bankruptcy lawyer. Make sure the bankruptcy lawyer has experience in...
How long does adversary case can go on for?
Mario's answer
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Answered on August 05, 2024
Mr. Caldwell is 100% right. An Adversary proceeding can last for stirs. Has an adversary been filed? Do you have a lawyer filed?
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