All household income must be included on the means test. There may be a way to find a means test deduction if you can prove the children's income...

You may well have a mechanics' lien perfected by possession of the vehicle. I have had cases where auto shops were indeed paid by the lender when...

I am sorry to hear about your experience. There are hundreds of bankruptcy lawyers i your area. Get 2-3 free consultations with experienced...

You can't go by your credit report here. As you know, you have to pay these until they are paid off if you want to get titles to these assets. The...

You may be able to exempt the claim you have. I suggest 2-3 free consultation from experienced bankruptcy lawyers. Exemptions are tricky to...

You received a great answer from Mr. Nguyen. I will add that, assuming there is no equity in the RV, you can simply have the lender take it back. ...

You may be able to ask the court to reconsider the decision. Your reason for missing court will be crucial. If you did not get notice of the...

Equity is what remains after the total value of the home is subtracted from the total amount of mortgage debt, liens, and hypothetical sales...

A Chapter 7is on your credit report for 10 years from the date of filing. So check your filing date.Your case should no longer be on your report.

I am sending you over to Probate. You should explore whether or not it is worthwhile to deal with the late husband's debt through probate. I...