I have a vehicle in my chapter 13 plan. We have done a voluntary dismissal and it has been affirmed thru the courts we offered ?
Mario's answer
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Answered on November 04, 2024
Yes, you can sell the car as long as you make enough to pay off the lien. Be sure to get a current payoff before offering the car for sale. Also,...
What can I do regarding this situation ?
Mario's answer
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Answered on November 03, 2024
The only time you have to pay a Chapter 7 trustee is when you have an asset the trustee can sell. Do you have a house with equity in it? If so,...
The best way to approach lifting an automatic stay for bankruptcy?
Mario's answer
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Answered on November 01, 2024
How much money are you owed? If youget stay relief and win the collection case, what is the prospect of collecting? Does the defendant have...
Concern the Bankruptcy Trustee not doing an adequate job.
Mario's answer
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Answered on October 31, 2024
The Trustee pays creditors based on the terms of the Chapter 13 plan. Many plans spread car debt over 60 months. That results in the car company...
In GA If you want to file a chapter7 and will not have another way to get a car so only option at the filing time is a retain/pa
Mario's answer
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Answered on October 31, 2024
No formal agreement is needed for a retain and pay in Chapter 7. Most lenders will accept payments and let you keep the car. However, if your...
Can i file bankruptcy after wages are being garnished?
Mario's answer
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Answered on October 31, 2024
Yes, you can file after the judgment is rendered. I suggest doing some shopping for lawyers though. Many lawyers will work with you on fees. ...
After filling for bankruptcy can the court take my car?
Mario's answer
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Answered on October 31, 2024
If your case is a Chapter 13, then the answer is no- the car can't be taken. However, you will likely need to file a motion with the court...
Chapter 7 discharged and car loan completely disappeared
Mario's answer
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Answered on October 30, 2024
If you want to keep the car, you have to make the payments despite the debt being discharged. The lender retains the right to repossess for non...
How can I get credit for a child support payment paid directly to my ex-spouse by a bankruptcy trustee in 2012?
Mario's answer
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Answered on October 30, 2024
You should have a copy of the Trustee's Final Report. In not, you can get a copy form the court clerk by registering for PACER. Take the report...
My work told me that they received wage garnishment paperwork on a debt from 8+ years ago that the original creditor wrote off ?
Mario's answer
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Answered on October 29, 2024
At some time in the past, the creditor sued you and obtained a judgment. It is likely you did not file a response to the lawsuit and a default...
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