Archived
Can a mortgage that was discharged in Chapter 7 and already reported as such be reported to the credit bureau for a second time?
John's answer
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Answered on August 19, 2012
To briefly address Ms. Bunce's answer, the foreclosure process in Georgia is "non-judicial" and does not require any adjudication by a judge.
As...
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Archived
Can married couple file BK just by him or herself?
What would happen with the joint accounts and properties that we own?
John's answer
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Answered on August 19, 2012
Here's a few pointers. 1.) In your situation, regardless of the score, credit has become your enemy, and I wouldn't call it "good" even if it is...
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Archived
I have received a summons of garnishment.
John's answer
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Answered on August 17, 2012
Yes, Mr. Ashman is correct. A common misunderstanding about statutes of limitations by non-lawyers, is that the average person thinks that if the...
Archived
Does a Bankruptcy filed by one renter clear amount owed?
John's answer
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Answered on August 17, 2012
I'm assuming that none of the 3 still live there because you used the past tense. A person receives the discharge in bankruptcy from his/her own...
Archived
Collection Agency refused a check toward dept.
John's answer
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Answered on August 17, 2012
Your question is a common question. These days, especially in Georgia, if you can't pay what the monthly minimum is, creditors prefer to sue you. ...
Archived
Which chapter of BK that would help me with savings both of my houses
John's answer
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Answered on August 17, 2012
The most important reason that such a question can't be answered on a forum like this is because as lawyers, we don't get the opportunity to ask...
Archived
I am trying to file a lien against a company that might only be the tenant in that building. Does that make legal sense?
John's answer
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Answered on August 17, 2012
Do they owe you for the delivery of a unit, or the unit itself? What does net30 mean? Filing a lien against corporate assets is not the same as...
Archived
What do I do if I have been on C13 than loose job and not able to pay.
John's answer
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Answered on August 17, 2012
Loss of job is a common reason to convert to Chapter 7, but you should make sure it's what you want. You could also apply for a temporary break on...
To file or not my mortgage company is refusing my payments what should I do? I'm 60 days behind on my mortgage.
John's answer
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Answered on August 12, 2012
$1300 may not seem like much money to some people, but if you're facing foreclosure it sometimes is worth the attorney's fees to file bankruptcy. ...
The lawyer took it upon himself to file Chapter 13 without my signature and final consent. What should I do?
John's answer
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Answered on July 26, 2012
Generally speaking, bankruptcy lawyers are not permitted to file documents without your signature on the documents. This is either a grave error...
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