How can I settle an unpaid Credit card default judgment?

Contacting the judgment holder to discuss possible settlement would not constitute activity that would start the collection clock over. I would ...

Should I file Chapter 7 bankruptcy or pay off charge-offs?

I would hesitate to file bankruptcy to discharge $7,000 worth of debt. Your student loan debt is almost certainly non-dischargeable so you would...

Will Chapter 7 get rid of my garnishment?

HOA debts in Georgia are very difficult to eliminate. Under Georgia law, HOA dues continue to accrue for as long as you own the property. So,...

SSI and judgement by default.

A civil judgment creditor like Provident cannot garnish or attach your SSI money. You need to make sure, however, that you do not "co-mingle" non...

What can happen to a woman who marries a man for love and knows that he is using a fake social security number?

When you say "what is the best course of action" you do not say if you are asking that in the context of a divorce/separation/child support case,...

I have currently been receiving SSI benefits for 4 years, my benefits are being terminated due to false information.

If you feel that SSA employees have acted improperly you can file a complaint with the Office of Inspector General - http://oig.ssa.gov/. But I...

I filed Chapt 7 in 2010 and had both the first and second mortgage discharged.

In order to be eligible to file a Chapter 13 in which you would be eligible for a discharge, you have to wait 4 years to file from the date you...

ExSpouse is asking for me to pay half of their student loans.

If your divorce decree is silent as to your liability for the student loan, I don't see why you would be responsible. I would talk to a divorce...

It sounds like the fraudulent loans are Parent Plus loans . I believe that you will need to certify the identity theft with a police report. I...

Is there anything that can be done about private student loans when the company refuses to work with you?

I would pull a transcript from the NSLDS web site to confirm that your Sallie Mae serviced loans are truly private. Assuming they are, bankruptcy...