Questions answered by Michael Antonio O'Brian

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Is there an exception to time limitations on default judgements?

Michael's answer | Answered on March 15, 2015

I don't practice in your state, but I have never seen a court vacate a judgment for such a reason. Generally, you can get some flexibility with...

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CACH, LLC is taking us to court for $10,000.00 We talked to them on the phone and they agreed to settle out of court for $4600.

Michael's answer | Answered on March 15, 2015

You should absolutely get legal assistance in this settlement effort. I have defended several clients against CACH, and they are often difficult to...

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I just recieved a letter from a lawyer concerning a credit card debt that they had a garnishment against me i was unaware of it

Michael's answer | Answered on March 15, 2015

Mr. Elie has given you a great answer. I write only to add that if you were just recently served with the garnishment, and you don't believe the...

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Is if either harassment or a crime to for someme to knowingly report a debt that is false that lead to collection action?

Michael's answer | Answered on March 15, 2015

There doesn't seem to be a crime or fraud on these facts. You may, however, be able to sue for damages under a theory of Intentional Infliction of...

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I am being harassed from someone who is trying to collect a debt that they say is 13 plus years old.Is this legal?

Michael's answer | Answered on March 15, 2015

There is some timing information missing here, but if you agreed that your owed the debt and that you'd pay the debt recently you may have...

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I received voicemails from two different numbers today from the same company.

Michael's answer | Answered on February 26, 2015

Sounds like a fairly typical practice. If you can recognize the debt in question and it could be legitimate, then you should seek the assistance of...

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I am asking the court to dismiss a debt collection lawsuit next week on wed because the collector only provided

Michael's answer | Answered on January 05, 2015

I'm worried you're in a little over your head here. For example, you state that you are pleading "that there is know [sic] relevant evidence on...

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Making payments on bill but not getting credit

Michael's answer | Answered on January 05, 2015

Your facts are a little confusing. Do you have a separate contract and account for your Comcast Internet and additional channels? If so, then the...

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CREDIT CARD COLLECTION

Michael's answer | Answered on December 21, 2014

Agree with the answers provided here. My only additional point would be to be careful about "negotiating," since you will likely end up affirming...

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Reposting my question in another way. What should I do about UPS?

Michael's answer | Answered on December 21, 2014

Scott is spot on. I can understand the frustration, but if the package was delivered and signed for fraudulently creating a loss, it's your former...

Michael Antonio O'Brian's Answers (95)

Is there an exception to time limitations on default judgements?

CACH, LLC is taking us to court for $10,000.00 We talked to them on the phone and they agreed to settle out of court for $4600.

I just recieved a letter from a lawyer concerning a credit card debt that they had a garnishment against me i was unaware of it

Is if either harassment or a crime to for someme to knowingly report a debt that is false that lead to collection action?

I am being harassed from someone who is trying to collect a debt that they say is 13 plus years old.Is this legal?

I received voicemails from two different numbers today from the same company.

I am asking the court to dismiss a debt collection lawsuit next week on wed because the collector only provided

Making payments on bill but not getting credit

CREDIT CARD COLLECTION

Reposting my question in another way. What should I do about UPS?