If the charge-off status is valid, then there is little that you can do to get that removed. However, you can contact the company to negotiate the...

Is it legal to report someone to the credit bureau 30 days late from previous payment instead of previous statement.

No, it is not illegal. As a matter of fact, look to your agreement when you signed up for the card. The agreement most likely addressed this very...

Since you are in PA, the PA attorney gave an excellent answer. As in most states, transferring property/assets to avoid creditors are strictly...

What can I do if the company is trying to get the same judgment with a new case number

Your employer should be served with proof of the judgment. Get whatever documentation that they have to determine if this is in fact the same...

Of the creditor approving of my payment for my debt

Make sure to get all of the terms of your agreement in writing. If you have a specific concern, have the creditor address that concern in your...

I would definitely send one. The debtor could come into court and state that you never gave them the opportunity to pay. When you show that you...

I am buying a house and found out that i have a judgment that is still open that I thought should be completed

I agree that this best course of action is to contact Capital One to try to work something out. At this point, they may be more than willing to...

Can a creditor report you 30 days late without a full billing cycle being complete.

Maybe. If I am following you correctly, your July payment was late. It was due on the 1st, but you didn't make the payment until the 16th. I don't...

Do I have any options? Had a Bundle Deal with Directv/AT&T, AT&T reneged on it. Now I'm billed over 500.00. Can't pay that.

This is posted in the wrong forum. However, I would suggest that you initiate a dispute and go through all the channels via phone until you get...

I have a Judgement against me from 2010 for an unpaid credit card. When I get married can my wife's accounts be garnished?

As this forum is meant to answer general questions, I would suggest that you consult an attorney in your state. These laws vary from state to state...