Lost my usda subsidy and cant afford my mortgage...i want to get out anyway so is chapter 7 smart?

Chapter 7 is PROBABLY the right option, but you should speak with an attorney to make sure. One option to look into is so-called "pay and stay"...

You can dismiss but it places you back to where you were befofe you filed. It is likely that your plan has made payments toward your car and...

Can a person who is filing chapter 7 Bankruptcy add a future creditor to their bankruptcy creditors list? Is that a crime?

He can add it. Moreover, in most cases even if he does not add it you debt is still likely to be discharged. But most importantly, as painful as...

Can I file for chapter 13 bankruptcy if I filed a chapter 7 before?

Absolutely. Even though a Chapter 13 discharge is not available for 4 years after the chapter 7 was filed, a new chapter 13 case can protect you...

What can I do to keep my house in a Chapter 7 bankruptcy?

You absolutely need a lawyer to help at this point. One technique I have used in similar situations is to convert your case from a chapter 7 (with...

I think that a well planned motion to incur debt would allow you to purchase a new car and most of your increased monthly cost could effectively go...

Can I add a creditor to my Chapter 7 bankruptcy that I filed back in April 2013? If so, what do I need to do?

The first issue is that in most cases you do NOT have to refile anything to add the creditor. In many jurisdictions, so long as you did not omit...

Options for resolving debt that was co-signed for and used without my knowledge.

Your action would be against the friend and not against the credit card company who loaned this money based on co-signing. Bankruptcy would...

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Chapter 7 discharge and house sale

You are in the drivers seat! You can stop paying the mortgage anytime you like whether you sell or not. This is because all they hold is a lien;...

If the case is closed and you have your discharge in the Northern District of Georgia, then an audit is not automatic, and may never happen at all....