If you are trying to make yor payments, can the back refuse the a mount you send?

Yes, they can refuse if it is not the full payment due. The fact that they returned a partial payment, rather than apply it to your loan, in a...

How can I confirm that an equity line of credit has been charged-off and the lender does not still have claim to my property?

The answer is the same as yesterday. A discharge or charge-off (merely an accounting entry for the debt) does not mean they don't retain their...

That is a question for you to answer, not us. Did you complete a change of address form with the Post Office? Did you have your lawyer file a...

If you file bankrupcy, can your Federal & State taxes due be included?

All debts are "included" (ie, disclosed), but taxes are not generally discharged (with the exception of taxes going back several years under some...

My husband and I filed a chapter 13 last december, we are now paying 300 a month. One of my debts that I did not claim on the

There is no choice on what debts you "claim." You are required by law, under penalty of perjury, to list all your debts and assets. If your...

I received a complaint from bank in reference to non-payment of monthly payments on vehicle. I answered saying I disputed the

The case is over. There is no discovery (interrogatories, document requests, etc.) after a trial and you don't need to be served with anything. ...

If I am able to get 1st Mortgage Done through a HARP program am I forced to reafirm loan to get this done?

The time to reaffirm in your bankruptcy case is long passed. It is certainly reasonable to assume that if you want to refinance or modify, the...

How much debt does one have to have to declare bankruptcy? What costs are involved and how long is the process?

There is no minimum requirement, but it would be a bad choice to file for bankruptcy if you have debt you can easily pay off. The expense varies...

I want to sell my house in bankruptcy. Can I sell it during my Chapter 7 case?

It depends on more facts. If there is significant equity, the trustee will sell it and finds will go to creditors (and the Trustee). Even if the...

How can I confirm that an equity line of credit has been discharged and the lender does not still have claim to my property?

A discharge of the debt does not mean the lien goes away. It just means the lender cannot sue your wife personally and they can only look to the...