How long has OCGA 40-6-20(c) been part of the code? And how have the courts interpreted the word "approximately" herein?

This is not a research service. A law library is the best place to find your answers and you have one in Athens.

My Chp 11 was converted to a Chp 7 and then discharged in 2/2013. Credit Card Co's are now calling wanting payment, why?

What happened when you told them of the discharge, case number and date of discharge? That ALMOST always ends the matter.

If HOA filed lien for non payment of dues in 2010, is it still valid? What is the time frame for life of a lien filed by HOA?

The fees and interest are probably spelled out in your HOA documents (which you should have - we don't). Those amounts sound within range,...

Employment Practives Liability

Where is the "blackmail?" From your post, they are offering you something (severance) in exchange for something to them (a release). That is...

We filed a chap. 13 a year ago after being told that our wages to too high to file a Chap. 7.

You did not ask a question. You say that the garnishment (presumably you mean Ch. 13 plan payments) leaves you with very little AFTER paying...

Tax deduction questions

This question should be in the tax category, but the obvious answer is that you can't deduct an expense unless and until you pay the expense. You...

What can be expected of what? Your post was about as vague as possible. Who lied? Lied about what? What asset? Who sold the asset? If it is a...

Should I be responsible for on-going medical bills I've been receiving since having complications from an epidural on 08/30/13.

Why wouldn't you be? It appears you left out that part of the story.

In the 341 BK meeting of creditors, can I confirm & present docs in support of dischargeability due to fraud, false representa

You have to file an adversary proceeding. The Trustee is not going to take on your discharge objection and will probably allow little time in the...

If i have my chapter 7 case re-opened and a collection agency that is suing me put in there, can they still sue me?

That is probably a futile effort as the debt was already discharged and the current dispute is over the collateral. Rather than waste money on a...