Can I relieve myself of school loans by filling bankruptcy

Assuming they are official student loans, it is highly unlikely based on averages. However, we know nothing about your personal circumstances and...

Can we permanently lower our chapter 13 plan payment after significant loss of income?

The person who knows your case is your lawyer. We don't know all the details of your case, including mandatory amounts that have to be paid in the...

My mortgage payments are 433.00 per month. so is the interest. is this fair

What? You have your loan documents. We don't. You know whether you paid late (or you should). I am not sure why you believe we know the state of...

Rude phone call from loan company?

Late is late - one day or one month. They can sue, call the entire loan due immediately, and/or take action that you agreed upon in the loan...

An employer can always contest unemployment. Assuming you believe you were effectively terminated, which seems to be the case based on your post,...

My only intention was to sign the house back to my spouse to refinance, it was the bank who put quick claim deed in both names.

Do you have a question? There is no such thing as a "quick claim deed" (it is a "quit claim deed") and the Bank cannot "put" a deed in anyone's...

Are second mortages usually discharged in chapter 7 bks?

No - it was your choice to make voluntary payments. You could not not paid, let your house go into foreclosure and find another place to live. ...

Can a debt collector wait 3 years after garnishment of wage & say I owe them PJ interest?

A judgment is good for 7 years and can then be renewed. They have many more years to collect.

I filed action against my debt collector. Can they retaliate & lie that I owe on a debt that has been paid.

Your questions presume you are right on everything, they are wrong, and you paid the debt in full. They believe otherwise, apparently. The Judge...

BK Trustee has filed a motion/request to allow him to employ attorneys to investigate "potential" hiding of assets, on my part.

Why would you respond (and presumably object) to that motion? Your chances of trying to prevent the Trustee from hiring a lawyer and investigating...