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In Georgia, does Chapter 7 filings put my home back in the banks hands or is it outside the proceedings?
Scott's answer
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Answered on February 04, 2014
You may or may not get to keep it. You certainly would have something to worry about in a Ch. 7 if the lender pursued foreclosure as the Court...
Archived
According to GA... For "Class 2" cars that are used but less than two years old, the state limits the interest rate at 13 percen
Scott's answer
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Answered on February 04, 2014
It also depends on the amount of the loan, as the law does not apply to many loans (esp. if you bought a newer used car). You can go to the Dept...
Is it possible to get bankruptcy that was filed but voluntarily dismissed removed from record if I pay all debts in full?
Scott's answer
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Answered on February 04, 2014
The purpose of your credit report is to accurately reflect your credit history. That includes a Bankruptcy filing, and that is relevant information...
What affect does a Deed in lieu of foreclosure have on a HOA lien?
Scott's answer
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Answered on February 04, 2014
Often, that is the case. However, that does not mean the former owner does not get out of personal liability for the debt(s) on the property.
Archived
We filed for Chapter 13 bankruptcy in 2005 and just now received a 1099c from one of the credit cards and it is dated for 2013.
Scott's answer
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Answered on February 04, 2014
They do it because it is usually an accounting function. Give it to your accountant to do your taxes. It is highly unlikely it will be an issue.
Archived
Can my landlord who is currently in Chapter 11 proceedings force me to sign a new lease when I am already in a lease?
Scott's answer
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Answered on February 04, 2014
Bankruptcy law does allow the landlord to reject (terminate) your lease, but other provisions then kick in to effectively allow you to move if you...
Archived
Can a County government agency ask you to write a statement for calling out during a snow storm and threaten to write you up?
Scott's answer
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Answered on February 04, 2014
Your question is too vague to answer and does not appear to be a legal issue. Your employer asked you to write a statement. Statement for what?...
Archived
Give up land and take the balance or file chapter 7?
Scott's answer
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Answered on February 04, 2014
All you tell us is that you have land. We don't know what else you have, your income, etc. What other debts do you have? How old are you? If...
Archived
Do real estate law over ride a divorce decree
Scott's answer
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Answered on February 03, 2014
See an accountant about the tax issue, and speak with your divorce lawyer about your husband's obligations in the divorce. Your first question...
Archived
I lost my home to foreclosure and then I filed Bankruptcy Chapter 7 which was discharge on 11/1/2013. All debt was discharged/
Scott's answer
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Answered on February 03, 2014
While it varies from court to court, lenders are allowed to send notices and updates about the balance of the lien, payment options, other options...