My husband and I are separating pending divorce and are both in a chapter 13, do I need to file for divorce first

There is no catch-all answer, and yes it can be confusing. The options you listed are not all the possible (or necessarily best) options. You need...

The statute of limitations is a defense to a lawsuit. If the creditor has filed a garnishment, it means that a lawsuit has been filed and you...

Are email and text agreements sufficient contracts for subleasing?

Is it a legal claim? Possibly to doubtful. Is it worth it? Highly unlikely. Does your lease allow subleasing? Did the landlord consent to...

Is the bank at fault and will i be compensated

The bottom line is your loan was due and it was not paid. You say you are not at fault, but the harsh reality is that you did nothing while the...

Child took out a loan for school and used my name. the school wants me to pay for it. they want me to get a handwriting thing

I would suggest you can't afford to NOT get a lawyer to resolve this.

Mother in law filed for Chapter 7 in 2011, it is now 2014 and her mortgage company is threatening repo to collect. Can they?

The short version is that filing for Bankruptcy is not a way to get a free house, regardless of what was checked.

Chapter 13- Property Question

You have a note for $67,200 (or the balance as of the day you file). That note is an asset that is property of the estate -- it is not future...

Do I have grounds to sue

Sue who, and for what? All you seem to tell us is that your former employer did not need you anymore, maybe because they lost a truck.

Can I buy back my own debt interest from an attorney for pennies on the dollar of the original debt?

Sure, and since you would be dealing with the same person (or people) about the same debt, it would cost you about the same thing.

My (NJ) Corp. was sued in (OK) and has a judgement awarded against it.

The time to defend it as "frivolous" was before the judgment was entered. Your post does not state a proper reason to "clear" the judgment, and a...