Second mortgage on foreclosed house.

You misunderstand the foreclosure process and result. The first lender takes/sells the house at a foreclosure sale - the foreclosure does not get...

What risk is there in reopening a discharged chapter 7 case?

Is your attorney liable for what? You say you received a discharge of these debts, so they were "included" in your case. Do you still own that...

You leave out important details, such as whether you own ALL the land under and surrounding the pond? You generally own the land, thus control the...

Could someone find out my name just from having my account and routing number?

A question better directed to the bank, but the question should be whether you decide to guess and let it go or be safe and open a new account.

Yes, you can file (assuming you otherwise qualify) but if you correctly stated that your debt is $8,000 that is a very low amount to try to...

How do I fight what I believe to be false collections against me?

They should send you written correspondence after the call. Ignore/block the calls, send them a notice in writing to no longer contact you (and...

Of course you have no claim to get a check. It is Reddit's "house" - their house, their rules, they can censor whatever they want, and you have no...

Late medical bills

Sure, they can - 6 or 60 years, debts don't just disappear into thin air.

Will this keep me from getting into nursing school ?

Will it show up? You answered that in the first sentence. Rather than going off reports, you need to get a lawyer and deal with the real issues...

I requested automatic PMI Termination under the Homeowner’s Protection Act, but my Lender states I have to pay for an appraisal

What is your question? What evidence have you provided to the lender to support your position?