What type of forgiveness program is there for me if Im not able to pay?

The attorneys fees and filing fee for a Chapter 13 typically reach close to $5,000, so you would need more reasons that a $7,000 tax bill to file. ...

How do I go about collecting whatever else they owe for making me wait?

What is "whatever else they owe?" What are your "damages?" Did you, or did you not, get full payment for your PTO as owed to you under the...

Is there some violation of ethics, or law here?

Violation on whose part? All we get from your short blurb is that a loan is behind and the lender called about it?

Can i file a motion to dismiss based on them not doing the proper diligent search and also for my chapter 7 bankruptcy?

If the debt was discharged in the Chapter 7, why not simply provide the lawyer with your Ch. 7 case number and filing and discharge dates and ask...

There is no fee schedule - it is pay by the hour. Most good lawyers would not take it on and actually file the case without a retainer of a few...

What is considered "income" for bankruptcy purposes?

It appears you do own a business - a sole proprietorship - from which you receive income.

If a spouse send the divorce papers to an address you lived at 10 yrs ago together and he know current address the decree set as

What "divorce papers?" Waiting to go back to court for what? Your post is not clear at all. If you are trying to ask if someone can get married...

Can I sue an ISP for giving me less bandwidth speed than someone who pays less a month?

No - no more than you can sue your friend for getting a better deal. You have a contract, most likely, so why do you think you can sue? You have...

I am in Florida. This is a non homestead residence. Chapter 11. What gets included in the cram down?

You are asking us to speculate, or guess, about what is, might be, or should be in your Chapter 11 plan. If you don't know what is going on in...

Can a Company purchase bad debt accounts from another company and pursue a person in Court via a Lawsuit in Georgia?

Yes, it is common for a collector to either purchase bad debts or get an assignment. If the defendant does not show in court, the plaintiff will...