Should he not be required to pay off his individual creditors before he pays off cosigned debt?

You misunderstand Chapter 7 - the purpose is to get a discharge of deb, and not be required to pay any of it. There are no requirements that any...

If she has a co-signer and I now want to not re-sign lease (but have) if I decide to leave who is responsible for the rent?

You signed a contract with the landlord that has the answer to your question. Your girlfriend (or ex-girlfriend) is not the landlord, so it is not...

There is no law whatsoever that allows a discharge of debts just because you did not get a good job, or any job, after you left, or because the...

Can this type of debt be gotten rid of in bankruptcy?

Borrowing money for the purpose of using the money to engage in an illegal activity - it certainly can be a problem in a Bankruptcy case (and I...

How do I go about resolving this situation?

Whether you used the gym has absolutely no relevance. You agreed to pay them, not use the facility. They don't want most people to actually go. ...

Can I sue Wyotech for charging all 3 of us than agreed amount for the loan, and living on campus and he didn't live on campus.

Anyone can sue for anything - a viable claim is another question. Take your documents to a lawyer for a review, and the lawyer can ask you...

The land is a vacant lot in Arizona

You are directing the question mainly to lawyers in Georgia. Your family member can contact a real estate lawyer in Arizona to handle it.

How can I obtain a copy of a bankruptcy that was filed by my ex wife after our divorce?

Go to the clerk's office where the case was filed, or get a PACER account online and search for the records. Keep in mind that her Bankruptcy did...

What kind of lawyer does personal bankruptcies? (not business bankruptcies).

A consumer Bankruptcy lawyer (easily found by searching that term, or searching on this site).

What advantage do I have since the old contract was already set in place prior to this new policy? Please and thanks.

You have no advantage because you misunderstand what a contract is. You did not "place a contract" by telling them you would work until 5 pm....