Bad Faith or No?

I suspect the AD&D policy language specifically requires that the total disability be "permanent" before benefits are payable. The issue then...

If you are covered by a long term disability benefit policy you will likely want to pursue that claim. You may not want to file for unemployment...

Filing a claim against someone insurance I was in an auto wreck?

Yes. You should consult a Georgia attorney to assist you with your injury claim against the insurance company.

Typically if your STD claim was handled by the same insurance company that insures the LTD policy, they will automatically transfer the claim over...

Yes. This happens frequently. However, you will need to quickly establish care with physicians in your new location because most LTD policies...

My disability stopped being paid out?

If you are receiving long term disability benefits, these are typically paid once a month.

Did Cigna offer you a second appeal with a new 180 days or did its letter say you have exhausted your appeals and can file suit? It is always...

Most short term disability plans will continue to pay you through the maximum benefit period even if your FMLA ends and your employment is...

Can you draw short term disability and social security disability insurance the short term is an insurance from my job

You can draw short term disability (STD) insurance and Social Security at the same time, however, most (not all) STD plans will reduce your...

Here is what my plan says. So does this mean that a 401k or IRA withdraw would not affect my eligibility for LTD?

Yes. You have read this correctly. IRAs and 401 Ks are expressly excluded from the offset provision.