Archived
What do I do when insurance company turned me over to collections without ever having sent notification that I owe anything?
Daniel's answer
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Answered on March 08, 2012
You need to consult with an attorney who can advise you on whether you have any liability. As dicussed by the other answers, you need to determine...
Archived
What is my responsibility in regards to foreclosure if my name is not on loan, I didn't sign warranty deed but I'm joint tenant?
Daniel's answer
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Answered on March 08, 2012
Mr. Lamper's answer assumes that a court action would be filed to foreclose a mortgage. This is true in Florida but not in Georgia which is a...
Archived
Are there any attorneys near Alpharetta, Ga willing to take a fdcpa case on contingency?
Daniel's answer
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Answered on March 08, 2012
Presumably, one of the letters violates the requirement that the collector not misrepresent the "amount" of the debt. I have an office in Atlanta...
Selected as the best answer
Archived
In chp13, need advise on retirement strategy.
Daniel's answer
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Answered on March 02, 2012
You need to seek advice from an attorney who does financial planning. Generally, Roth IRA is a good vehicle because monies are tax free when...
Archived
Help on a collections account
Daniel's answer
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Answered on March 02, 2012
I would contact the insurance company and attempt to get the proper amount of insurance paid. I would also contact the doctor's office and attempt...
In a Chapter 13 Bankruptcy, can I permanently cram down the interest rate on all of my student loans to, say, 2%?
Daniel's answer
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Answered on March 02, 2012
If you do the Chapter 7 first, you could also consider doing a personal Chapter 11 which will allow you to propose a plan lasting more than five...
Archived
Should I pay a debt that is not mine?
Daniel's answer
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Answered on March 02, 2012
You need to go to annualcreditreport.com (this is the only free site that is free) and get copies of each of your credit reports. If this is the...
Archived
How does the Credit Bureau verify a unsecured CC debt with a collection agency? What is the process?
Daniel's answer
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Answered on March 02, 2012
The verification process is done electronically. The CB receives your dispute, codes it on a form and its electronically sent to the creditor. ...
Archived
What is the statue of limitation on a judgement in ga
Daniel's answer
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Answered on March 01, 2012
You need a lawyer to research the judgment and determine if it is still viable.
Archived
Proved debt wasn't mine, company just uses another debt collector?
Daniel's answer
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Answered on February 28, 2012
I would hire an attorney to write the company a letter and demand they stop referring the debt for collection. One possibility is that they are...
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