What is my obligation to debtors that I never reaffirmed but continued to pay on?

If you never signed a reaffirmation agreement then you are not legal liable on the debt. Likewise your mortgage company could decide to foreclose...

Can a collection agency charge us 30% on a City tax fee?

You may well need to seek legal advice from an Ohio attorney. The law firm cannot charge interest unless Ohio law provides for it or unless the...

How can we file bankruptcy from abroad and finally live together?

The other answers are good as far as they go. The means test is not the only issue in bankruptcy. A bankruptcy court may deny a discarge for an...

Cosignor on car loan for my son. Bank charged off debt & sent to collection agency w/o notifying me. Do I have any recourse?

Depending on which state law applies to your case, you may have had a partial or Complete defense to any claim by the bank or its assignee. Under...

Can ny soon to be ex-husband who is filing for chapter 7 sign the house over to me?

Your husband could quit claim the house to you but if there is a mortgage it doesn't change the bank's secured interest in the property. Unless...

Can an Arizona collection agency collect debt in Georgia

If in fact the vehicle was repoed five years ago and no payment was made on the account since the repo, the debt is not collectible because of the...

How do I file a motion on a garnishment where I requesting a hearing and for Ford Motor Credit to show proof of what was owed

You need to check that you were properly served in the original suit by Ford. The garnishment suit will have the case number and court where the...

I need to help the federal court restrain lazy lender servicing company.

You may wish to check your credit report at annualcreditreport.com to make sure the lenders list your liability as 0. If not dispute the debt. ...

Do I need to pay this debt?

If you provide more detail such as when the item was purchased and what it was, lawyers could give you better advice. The short answer is you...

You need a lawyer. A claim for the deficiency on a repoed car presents many different issues. 1. Review the contract to determine if the financing...