Can a car dealership call my family &friends about me being behind on payments?They even sent out a letter to my grandma&friends

I would consult with a local consumer attorney. You can find one at naca.net. Possible claims are unfair business practice and intentional...

I am being taken to court by a credit card i cannot pay. I cannot afford a lawyer. What should i do?

You should consult with a bankruptcy attorney and consider filing a bankruptcy. Depending on your income and the amount of equity in your house...

What is legal proof other than an affidavit that a private process server served you?

A lawsuit is seved by a sheriff or private process server handing you the suit and summons. Alternative service may be made upon a person of...

If i have proof that fruad was used in order to bring a judgment aginst me by a debt collection lawyer.

To evaluate whether you could win a Motion to Vacate the judgment would require knowing specifically what "fraud" occurred. My advice would be to...

Can a Collection letter (late fees only) for a paid-off car serve as "proof of ownership" for insurance coverage purposes

Your other option would be to request a copy of the title through the Georgia Department of Motor Vehicles.

Can a debtor report a collection account for over a year and then demand interest that they never reported?

You are trying to practice law with yourself as the client. There is an old saying that a lawyer who attempts to represent himself has a fool for...

Were my rights violated under the fair debt collection act?

There are several clear violations of the FDCPA. The operator at the first number was acting to collect a debt and did not identify themselves as...

What is the cost of hiring an attorney for credit card lawsuit in Georgia?

The cost would depend on what defenses you have and your objectives in the litigation. An attorney would evaluate your case as to whether you have...

A lawyer representing credit card company sued me even though he never validated the debt, how much can I counter claim?

Courts have generally ruled that a pro se litigant is not entitled to receive attorney's fees. You will be MUCH better off locating a FDCPA...

You may want to speak with a bankruptcy attorney in your area. More than likely the credit cards will, if not already, adjust to the default...