Questions answered by Daniel Dwight Bowen

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Cleveland , Ohio wage garnishment stayed for second time within 3 month period. Debtor filed CH 13 but failed make payments so

Daniel's answer | Answered on February 26, 2013

I would go ahead and file a new garnishment. If you get a notice of bankruptcy dismiss the garnishment and filed the Motion for Relief. If debtor...

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Can my tax return be withheld after a bankruptcy filing to pay off the debt?

Daniel's answer | Answered on February 26, 2013

If you listed the IRS as a creditor they should not have taken the refund. Check with your bankruptcy attorney. If you are unrepresented call the...

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If my Ex husbands bank accounts are being levied by IRS for our joint debt, will this affect my spousal support?

Daniel's answer | Answered on February 22, 2013

If the court entered a divorce decree stating the terms of the Settlement Agreement, legally your husband will owe the monthly support. Whether...

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Is it better (credit-wise or otherwise) to do a debt settlement with creditors or go bankrupt? Are there pros/cons of both?

Daniel's answer | Answered on February 22, 2013

You need to consult with a local bankruptcy attorney to get advice on how a bankruptcy would work for you. It may be possible to file a Ch. 7 or...

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Is it legal to serve a summons without a case number in Mississippi? Is this summons fake?

Daniel's answer | Answered on February 22, 2013

Possibly the OC "sold" the debt to a debt buyer. For various reasons the suit may violate the Fair Debt Collection Practices Act. Simulation of...

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I have 2 mortgages and am in chapter 13 bankruptcy . The 2nd was charged off , without any notice ? ? How can they do this ?

Daniel's answer | Answered on February 22, 2013

To answer your question requires knowing how the 2d mortgage was treated in your bankruptcy Plan? Take a look at your credit report and check with...

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How do I go about getting my vehicle back from a home based mechanic if he/she stops answering my phone calls and texts?

Daniel's answer | Answered on February 21, 2013

I would write a letter requesting the return of the car in ten days and the balance of the $1,000. Send the letter certified mail return receipt...

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How do I respond to a summons for a credit card debt?

Daniel's answer | Answered on February 21, 2013

Talk to a local attorney who does credit card defense. Find an attorney who does credit card defense on naca.net. The attorney can advise you on...

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In getting sued by a company that buys old debit . I go to court tomorrow , what should i except and say or not say .

Daniel's answer | Answered on February 21, 2013

Without putting to fine a point on it - - "a party who represents themselves has a fool for a client." That means TALK to a lawyer before you go....

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Assignment of debt. Is the assignee subject to F D C P A guidelines

Daniel's answer | Answered on February 21, 2013

All good questions. If YOU are being sued then it is most likely a credit card debt. Because of the proliferation of these suits, most likely...

Daniel Dwight Bowen's Answers (545)

Cleveland , Ohio wage garnishment stayed for second time within 3 month period. Debtor filed CH 13 but failed make payments so

Can my tax return be withheld after a bankruptcy filing to pay off the debt?

If my Ex husbands bank accounts are being levied by IRS for our joint debt, will this affect my spousal support?

Is it better (credit-wise or otherwise) to do a debt settlement with creditors or go bankrupt? Are there pros/cons of both?

Is it legal to serve a summons without a case number in Mississippi? Is this summons fake?

I have 2 mortgages and am in chapter 13 bankruptcy . The 2nd was charged off , without any notice ? ? How can they do this ?

How do I go about getting my vehicle back from a home based mechanic if he/she stops answering my phone calls and texts?

How do I respond to a summons for a credit card debt?

In getting sued by a company that buys old debit . I go to court tomorrow , what should i except and say or not say .

Assignment of debt. Is the assignee subject to F D C P A guidelines