Questions answered by Daniel Dwight Bowen

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What is the statue of Limitation on collecting funds from an individual that wrote a bad check on a title loan?

Daniel's answer | Answered on March 24, 2013

It sounds like the courts may be in disagreement as to which statute applies. Until the issue is resolved on appeal you may have to abide by and...

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Does a collection agency need show how you broke your lease to prove validity of debt, Is one page of lease suffice document?

Daniel's answer | Answered on March 24, 2013

From your question it seems that either payments were not made or were not properly credited. Ask your Mom for a list of payments made and try to...

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Sent to collections and original debtor accepted payment after

Daniel's answer | Answered on March 24, 2013

How far apart were the two checks mailed in? Did you get a new bill showing that the first check had been applied to the bill? If the bill is...

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I would like to request a copy of my credit report. With maybe one exception, the debts are 2004 and prior.

Daniel's answer | Answered on March 24, 2013

Most states have"tolling" statutes which toll, i.e., suspend, the statute of limitations. Most simply if you hide from a process server or the...

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Can I sue Citifinancial for filing a small claims against me, even though I paid a collections agency plan for them?

Daniel's answer | Answered on March 24, 2013

You need assistance from a consumer attorney experienced in debt defense and the FDCPA. CMS may have violated the Fair Debt Collection Practices...

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My lender didn't file a security deed on my home and I filed a chapter 7 against negative equity, can I keep the house?

Daniel's answer | Answered on March 24, 2013

I agree with Mr. Riddle that you need to consult with an attorney. The lender may have violated the Fair Debt Collection Practices Act and be in...

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I sold wholesale merchandise that was delivered, but the wrong load got delivered. wholesaler wont refund?

Daniel's answer | Answered on March 24, 2013

You need to consult with an experienced PA attorney who specializes in commercial transactions. The exact legal rights and duties of the two...

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I was pre-approved for relief funds for my past due mortage. The lender refuses to accept lump sum payment. How should I proceed

Daniel's answer | Answered on March 20, 2013

Contact the Illinois Attorney General's office because the Fund grew out of litigation regarding irregularities by lenders. If they are not able...

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Georgia- responsible for husband's prior tax debt

Daniel's answer | Answered on March 20, 2013

Since you have not filed a tax return with your husband, you are not liable for his tax debt. You may wish to check your credit report and make...

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Can title loan companies demand only entire payoff amount when loan is 120 days past due

Daniel's answer | Answered on March 20, 2013

Title loan companies can charge very high rates of interest but title pawn companies have been know to add fees not covered by the contract. You...

Daniel Dwight Bowen's Answers (545)

What is the statue of Limitation on collecting funds from an individual that wrote a bad check on a title loan?

Does a collection agency need show how you broke your lease to prove validity of debt, Is one page of lease suffice document?

Sent to collections and original debtor accepted payment after

I would like to request a copy of my credit report. With maybe one exception, the debts are 2004 and prior.

Can I sue Citifinancial for filing a small claims against me, even though I paid a collections agency plan for them?

My lender didn't file a security deed on my home and I filed a chapter 7 against negative equity, can I keep the house?

I sold wholesale merchandise that was delivered, but the wrong load got delivered. wholesaler wont refund?

I was pre-approved for relief funds for my past due mortage. The lender refuses to accept lump sum payment. How should I proceed

Georgia- responsible for husband's prior tax debt

Can title loan companies demand only entire payoff amount when loan is 120 days past due