If I file a Chapter 7 with my wife and our home has no equity, can we use the wildcard exemptions to shield $11,000 in cash?

Yes you can exempt the money that way, but you are likely to have problems because that situation seems well too carefully crafted and you may be...

I filed Chapter 7 in 2002 and my second mortgage debt was included.

If you did not strip the second mortgage in the bankruptcy, then the second mortgage was not included in your discharged debt, and they can collect...

Can they make me pay the monthly payments on an apartment I wont be living in?

If you signed and returned a lease, then you are likely responsible for the lease payments.

Is it illegal for a car dealer to tell you that you have been approved to purchase a vehicle and then find out that it was a lie

If you read the fine print, you are pre-approved only if you can supply the required documentation and requirements which is usually: 1....

After a divorce, if one partner files for bankruptcy, does that make the other former partner liable for his credit card debt?

Your ex-spouse can discharge the debts as to their own creditors, but not as to you (Only if the decree dictates that you are owed money, or that...

If filing a joint chapter 7, which exemptions can be doubled?

Correct - $600 plus the unused homestead of $5000 which makes $11,200 as per OCGA 44-13-100(a)(6) We offer reduced fees for those in need. Call...

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I got a car in 1999. Now it is 2013 and now they are trying to garnish me can they do that.

They likely got a judgment against you (perhaps you were not properly served with the papers which is a defense to set aside the garnishment and...

I may have to attempt a DIY Chapter 7. How can I be sure before I actually file that all my exemptions are valid?

The only way to know is to have a full understanding of the law, local rules, and court procedure. We handle Chapter 7 and offer in house legal...

I was arrested at a Walmart in Ga for shoplifting. I have received a letter asking for $150.This letter says "settlement offer"

You will need to deal with the arrest, but these letters are rarely followed up on. I won't tell you to ignore it because I don't have the power to...

Apartment complex painted over mold without properly treating it, can they be held liable for possible health concerns?

Can they be liable for "possible" health concerns? No. Documented health concerns?, maybe, but probably not. It is unlikely that someone got...