I want to file bankruptcy in 1.5 years. Would it be okay to transfer over a jointly held rental property title to my daughter?

The trustee's job is to find transfers like that one and recover the property. Your daughter would likely be sued by the US Trustee and the...

I didn't reaffirm my mortg still making payments, I apply for a new mortg can lender include current mortg part of my debt?

It is hard to say based on what you have said why the lender would want the discharged loan listed on your application. Perhaps it is because they...

Filing Chapter 7 Bankruptcy, I have a car with a loan attached that I would like to keep, how can I? See Details for my dilemma

Talk to your attorney about filing, or converting to a chapter 13. In chapter 13, you could potentially only pay for the current value of your car...

How can I explain to the student Loan Collector I do not have money to pay them?

Student loans are a tough debt to carry when you can't afford to pay them. If they have already filed a lawsuit, and you already have a hearing...

The amount on our Reaffirmation paper states we reaffirmed our home mortgage for $35,488.00. What exactly does that mean?

Since you reaffirmed the debt, you cannot discharge the debt on the house unless you file another bankruptcy in 6 years (8 years after the last...

A creditor can continue to hold a lien on your property after bankruptcy discharge. A lien is a secured debt, and the only way to get rid of a lien...

How much can the government take for an old student loan debt?

I respectfully disagree with the other posts - Disability Insurance Benefits are exempt from garnishment, as are unemployment...

Student loans that are not legitimate

Chances are that he received the money and spent the money, and that the loan is his responsibility. Student loans are a protected class of debt...

If I file bankruptcy can I file agenst the collection agency if I don't know the creditor's billing address or phone number.

You should always do your best to add all original creditors as well as collection agencies to your petition so that they all get notice. You may...

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Both me and my ex husband are working yet I am responsible for his Medical bill. Y me and not him

You are being garnished because you have income or assets, and your name is on the collection account. If you have a dispute as to whether you...