My signature was forged on a Gov. Loan App. It is a $20,109. bal and I am the co-signer. How can I get out?

I am sad for you. You will either need to turn on your daughter or wait and see if sued for this.

Can my wife and I use a combined wild card exemption to exempt a remainder interest only in my name?

If you are filing jointly, that may work out fine. Of course if the trustee says you cannot use the aggregate exemption, he is probably right.

I have not probated land that my husband owned in Oklahoma. I have a man that contacted me and told me he paid the tax on land

So he paid the tax, not a big deal, so you have not probated, again not a big deal. Partition will cost more than you two coming to an agreement.

I have power of attorney for my father & I have his home in my name is this bad with taxes I would have to pay in the end?

You do not need to pay additional taxes. You need to work with a real estate atty b/4 selling to make sure everything is structured to pay the...

Can I quick claim deed to someone without their signature?

Yes you can b/c he does not sign. This though does not make sense.

I know it may depend on the creditor, but in general does a creditor have the right to refuse some form of payment?

Yes they may refuse, but probably won't - this is not a bkcy question??

No, this is not possible in a chapter 7 bankruptcy filing

Can my husband be held responsible for his dads debt after his death if he is the benefiary on his insurance policy.

No, apples and oranges. Not your husband's debt so no responsibility and insurance policies are contracts. They do not go thru probate

What is the website I need to go to to start my credit counseling that I am required to do that costs $20?

There are many websites you can use. Please refer to Mr. Hines response and he mentions one for 9.95

They are probably liable and you need to hire an atty to send them a demand letter.