What will MOST LIKELY happen if one defaults on a 2nd mtg when there is no equity?

There is a good chance they will sue you. You could consult a bankruptcy attorney.

What type of lawyer do i need if i had a house fire

If arson is suspected, you should call a criminal defense attorney.

How do I get out of an ARM without losing my house?

look into a HARP refinance

As executor of my father's estate can I file a quit claim deed and hand the house and property over to my sister.

The real estate attorney who prepares the deed will tell you how to handle that.

Can I charge a late fee for rent not paid in full?

Depends on the terms of the lease. What does the lease say about these issues?

My brother passed away april 2011 and i am named pod on checking acct not savings how does that work he only has bank accounts.

I agree with Mr. Stempler.

Who gets what - My father didn't have a will???

This is a very state law-specific question and you should consult with an attorney in your state.

My cousin just lost her husband & huge medical bills are coming due, what can she do?

in Georgia, we have a Probate action called Years Support that might help in this situation.

Yes.

Issues with a homeowners association

Contact the closing attorney and ask for a copy of the closing letter and ask for their assistance.