With Chapter 7 pending, when should I file for divorce & what would be the scenario if I do it BEFORE or AFTER our kid turns 18?

It is usually best to wait until the Ch 7 is over before filing for divorce. This way, property and debt division is much simpler, since most or...

Your options are: 1. Go to court with a lawyer and try to win on a technicality (very unlikely you will win, and you will be out money for a...

What happens to the lien when the property foreclosure is finalized?

The lien will be wiped out by a foreclosure, but the contractor may still sue you, if he is within the statute of limitations.

Where do I stand with my mortgage holder?

If I were you I would immediately contact the lender and find out what your status is and how much you are behind. Since you did not reaffirm,...

CH 13 dismissed for non payment of filing fees? Will we be garnished? Can we keep our cars?What happens next?

Yes, you will be back in the same position you were in before you filed. The filing fee is $284, not $75. We have never known anybody who filed a...

How Chapter 7 Delays a Foreclosure Sale

Once you file Chapter 7, the mortgage holder usually orders their attorneys to file a Motion to Lift Stay, which allows them to foreclose. Normally...

Collecting on a foreclosed loan.

As Mr. Ashman said, you need to see a lawyer NOW. If you do nothing your home will, indeed, be sold on Sept. 3. If you file Chapter 7...

Deficiency judgements.

1. No, you cannot be sued for deficiency judgement before a foreclosure auction. 2. The mortgage company must begin promptly in Georgia; in some...

Deficiency judgement suits.

Mr. Ashman told you correctly. If they file suit against you, whether you are served in person or by publication, it may well make sense to file...

Rules about Non-Recourse & Recourse States.

Yes, they can go after him (if they follow the legal requirements) since the mortgage was in Georgia. If they do indeed come after him, he has the...