Is it possible to draw a subpoena for obtaining phone records from cell providers without involving a lawyer/attorney ?

As the other lawyers have answered, having a pending lawsuit is a requirement. If you do have a lawsuit, the form and process of the subpoena can...

Is she filed a claim in magistrate court how long will it take for them to serve me?

If you know which court she filed in, you can call the clerk and ask if there is a case. In some counties, you can check this information online...

Can I argue against a credit judgement of collections?

Your options vary depending on the details of your circumstances. If it is not an actual judgment, just a collections account, your options are...

Other than a refund of your money, you could sue them for a violation of Georgia's Fair Business Practices Act, but I wouldn't attempt it pro se...

Georgia sheriffs, marshals, or private process servers usually serve legal papers in Georgia. If you use a sheriff or marshal. you will need to be...

If a case has been filed against you, you can either settle it, defend it, or default. If you default, you will owe them all the money they claim,...

Is a governmental entity subject to the Fair Debt Collection Practices Act and therefore considered a "debt collector"?

You may want to contact an attorney even if you do not have an FDCPA violation. Debt collectors often violate other laws when trying to collect...

What is the statute of limitation for debt collection? And when does time starts to run for debt collectors who acquired debt?

You should contact an attorney. Your options may be limited due to the nature of the debt/infraction. There also may be other remedies that the...

Is this legal?

As the other attorney's have suggested, it is legal. However, you are not without options. You could make the payments you suggested, keep good...

Besides the torts of negligent/intentional infliction of emotional distress, emotion distress is often justification for damages when you have...