There are a lot of bad actors among the "debt consolidation" or "debt relief" companies (not talking about legit law firms), so be aware before...

What is the latest date a counter claim may be filed?

It can depend on which court you are in and the rules of that court.

Question 1 : Should i be filing my case in Federal Court ? Question 2: Can i represent myself in federal court ?

1. There is no should in this matter. It is a choice of venue question. Though you are claiming $100K in damages, the federal court may not agree...

As the other attorney suggested, you can dispute anything that is showing inaccurately directly with the credit bureaus. Though not a requirement,...

What the next step if I forgot a court date for a "continuance" in a debt collection suit?

Hopefully, you have written records of your communications with the creditor. If the creditor went and took a default against you after agreeing to...

Do I have to pay a another company who bought my debt from my old lender?

While there is nothing inherently improper about a creditor selling your debt and not telling you about it, debt collectors do not always comply...

Am I responsible for "joint" credit card debt that is completely my spouses while we are separated and moving toward divorce?

I agree with the other attorneys that if it is truly a joint card that you are jointly liable for it regardless of who is making the charges. I...

An attorney has filed a plea for Judgement to collect a debt I owe. What does this mean?

It may be difficult now, but you should still speak with a consumer protection attorney as there might be something that can be worked out. Often,...

Seek a consultation with a consumer attorney, many will offer low to no out-of-pocket telephone consultations. They will want to see the documents....

Which do you pick?

This is part legal question and part risk assessment. Collecting a judgment can be difficult. Plus, there is the risk of appeal which could be...