Archived
I'm a landlord considering renting to tenants who filed Ch. 7 in Dec 2012. How do I consider this prior bankruptcy applicant?
Ronna's answer
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Answered on May 08, 2012
This debt is post-petition debt and is non-dischargable in their previous Chapter 7 bankruptcy. A Chapter 7 can be filed once every 8 years.
Archived
Does asking for a ruling on a motion in family court, prior to Spouse BK, constitute a violation of the automatic stay?
Ronna's answer
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Answered on May 08, 2012
Although I am not a family law attorney, any action taken in another Court by a creditor will violate the automatic stay provision of the...
Archived
My mortgage lender has agreed to give me a forbearance instead of a permanent loan modification. Can I still file chapter 7?
Ronna's answer
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Answered on April 25, 2012
There are never any guarantees in a Chapter 7. If you want guarantees, then you need to file a Chapter 13 with a competent attorney in your...
Archived
Chapter 7 question
Ronna's answer
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Answered on April 19, 2012
Because you did not reaffirm the car, your personal liability/responsibility for the car will be discharged in your bankruptcy when you get your...
Already had 341 meeting but status still says awaiting first meeting
Ronna's answer
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Answered on April 12, 2012
You could call the Bankruptcy Court clerk's office and "humbly" ask the status of your case. They have probably just not updated the docket but...
Archived
Car repo legitimate?
Ronna's answer
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Answered on April 12, 2012
I agree; your question, fact scenario makes no sense. If you did not owe debt on the car, then a "secured creditor" (?) would no right to...
Archived
EDD overpayment dischargable in Ch 7 no-asset filing?
Ronna's answer
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Answered on April 10, 2012
Depending on your specific jurisdiction, the general rule now followed by most bankruptcy courts is that in a Chapter 7 "no asset" case (i.e., in...
Archived
I applied for a Chapter 13 Voluntary Dismissal in the beginning of January, the judge has yet to sign it, why?
Ronna's answer
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Answered on April 10, 2012
I too believe that calling the Judge's law clerk or the Clerk is a good idea, but, in our district, they would not talk to you because you are...
Archived
Will creditors go after my tax refund from Joint Tax Filing after I filed Ch 13 bankruptcy?
Ronna's answer
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Answered on April 10, 2012
You need to discuss this situation with your attorney, but, in Georgia, your tax refunds in a Chapter 13 always go the trustee to fund your plan...
Archived
Chapter 7. How do I deal with back child/spousal support owed to me? Is this an asset or accts receivable in my petition?
Ronna's answer
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Answered on April 10, 2012
If it is back payments due to you for child support, then you need to list the payments on Schedule B. But, you must also list them on Schedule C...
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