Can we be held responsible for our grown son's debts?

A lien cannot be put against your home for your son's debt unless you are a cosigner and are being sued as well as him or if he is on the title to...

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Here in Georgia you can go to the clerk of the court where the lawsuit is filed and they can give you a form you fill out to answer. Not sure if...

Automatic stay

The stay does go into effect with a second filing. Some jurisdictions require a motion to extend the stay beyond 30 days, other jusrisdictions...

Can my banking account be frozen if I am sued and have only social security and a civil service check deposited?

The only thing exempt from garnishment is social security income as far as I am aware

Filing bankruptcy on my own?

It is never recommended to file without an attorney but you are free to do it if you wish. You will have to pay for credit counseling and the...

Judgement

You should contact an attorney about bankruptcy, dont try to file on your own. Typically a judgment can be turned into an unsecured debt by a...

How long after I give my house back to the bank do I have to move out?

The answer depends on the mortgage company. I usually say you have about 3 - 4 months before the mortgage company willl try to foreclose after you...

What happens now i filed chapter 7 in 2003 got dicharged i filed again in april 2010 now i have been summond with a adversary pr

You are only allowed to file chapter 7 every 8 years. Your only option with this is to either convert to chapter 13 or let the case be dismissed...

I received a call from a collection agency about a debt that was settled 7 months ago with another collection agency.

You should document everything in writing. You should send a letter asking them to verify the debt as well as a letter telling them to stop...

I agree with the attorney above. You may sell but you have to get court permission if you are still in chapter 13. Also you may want have your...