Archived
My husband's score was low and owed lots I did not know. Am I resposible for his debt and can my credit score go back up?
Danielle's answer
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Answered on July 09, 2010
You credit should not be affected by your husband's bad debt. If you are not joint on anything you should not be responsible for anything in his...
Archived
Can a lien be filed against an individual by an individual for money owed- state of Washington
Danielle's answer
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Answered on July 09, 2010
In order to place a lien on the property you need to first file a lawsuit and win a judgment against the individual for the debt owed. Once you...
Archived
Wrongful collection calls
Danielle's answer
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Answered on July 09, 2010
The do not call registry is for telemarketing, not collection calls. You should change your number or call the people calling you and tell them...
Archived
When filing bankruptcy, am I required to get an appraisal on property?
Danielle's answer
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Answered on July 09, 2010
You are not required to get an appraisal. You are requred to state the value of the property though and the court may want to know how you arrived...
Archived
In WA how will my husband's bankruptcy filling affect me if all the debt, including our house is in his name only
Danielle's answer
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Answered on July 09, 2010
When one spouse files bankruptcy it doesnt affect the other pouse except on any joint debts. If you have joint debt they are discharged as to your...
Archived
Debt collector depleted bank account without warning
Danielle's answer
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Answered on July 09, 2010
The only way money can be taken from your account is if you authorize it or if they have filed a garnishment. You should check with your bank to...
Archived
What percent of my SSDI check can be garnished?
Danielle's answer
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Answered on July 09, 2010
Your SSDi should not be able to be garnished
Archived
Hi,
Do Drs office have right to send their bills to collection agency while the patient is willing to pay the bill monthly?
Danielle's answer
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Answered on July 09, 2010
A lot of times they wont send it to a collection agency but they can. There is no law that says they cant send the debt to collection. You can...
Archived
Garnished and need it reduced
Danielle's answer
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Answered on July 09, 2010
You need to file a traverse with the court where the garnishment is filed and try to get it stopped. Not sure why you can't file for bankruptcy...
Archived
Garnishment of wages for a repossessed vehicle
Danielle's answer
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Answered on July 09, 2010
They are allowed to take 25% of your gross income. You may want to consider filing for bankruptcy to get this stopped. Go talk to an attorney in...
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