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I have been regular in Rent payment. . I may break lease. Can landlord take my belongings after I file Chapter 7,
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Answered on August 28, 2013
If you are prepared to move now, give the landlord written notice that you are moving out. Take pictures of the apartment showing that you are...
Archived
I filled chapter 7 bankruptcy in 2011 and one of the creditors listed was credit control and it was for a bill. Now when pulled
David's answer
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Answered on March 04, 2013
How the credit report shows the debt is not very relevant as to whether the debt existed the day you filed BR. However, if the credit report shows...
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I LOST MY JOB.HAVE A TIME SHARE THAT I WILL NOT BE ABLE TO PAY FOR WHAT CAN I DO
David's answer
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Answered on February 20, 2013
Be sure to tell them that you have lost your job. If and when they sue you, then you can decide to file BR. Perhaps filing BR could be done now,...
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I am in GA, I have a brokerage account with money in it to day trade as a living. Can these be exempt from seizure in Chapter 7?
David's answer
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Answered on February 20, 2013
You cannot claim cash as a "tool of trade". You can claim up to $5600 in cash as exempt in BR. An attorney can tell you precisely how much after...
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Am I able to still file a chap.7 after 9 months of non payment on 2 mortgages
David's answer
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Answered on February 07, 2013
You can surrender the house and discharge the debt on both mortgages.
I am not sure what you mean by "debt ratio". Your ability to file depends...
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Refinance or Foreclosure?
David's answer
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Answered on January 24, 2013
See if your old BR attorney knows how to do a CH7 lien strip, If not, call around. You would need to call around to find an attorney familiar with...
Archived
In 2002 i returned an auto to ford motor credit, auto was falling apart.
my checking account was garnish 2013
David's answer
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Answered on January 24, 2013
The bankruptcy court probably sent you a copy of the dismissal. If you had acted right then, your attorney could have reopened the bankruptcy if...
Archived
Surrendering a newly purchased vehicle in chapter 7
David's answer
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Answered on January 19, 2013
As long as your husband commits to paying the car installments, you shouldn't have any trouble with the creditor or the court.
Archived
My house is underwater and I don't want to keep it, I want to get from under this huge debt so do I include it on my schedule C?
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Answered on December 27, 2012
The chances of you handling your own bankruptcy sucessfully, even if you ask a hundred questions, is not good. The court is likely to be critical...
Archived
I OWN A CONDO THERE IS NO MORTGAGE OWED AND I WANT TO FILE CHAPTER 7 IF THE HOA HAS A LIEN AGAINST MY CONDO WILL THAT BE REMOVED
David's answer
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Answered on November 15, 2012
Your ability to file a CH7 bankruptcy depends on a number of factors. The value of your property is very relevant to your ability to keep the...
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