What does the debt buyer have to have in a lawsuit summons in the state of GA

The debt buyer can file suit with minimal information, but they have to show they are the owner and have sufficient basis for the amount due. In...

If a debt collector's name is "XYZ Collections", does it violate FDCPA regulations having that name on the outside of the letter

Putting the word "collections" on the face of an envelope does violate the FDCPA. However, your comment about a "$1,000 fine" is only partly...

A person has a judgement lien on property in Georgia (credit cards)., Can any out of state checking accounts be compromised?

If your bank has branches in GA then your account can be garnished. If it does not then that leaves only one other option for the creditor; which...

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Can I sue this company called ace cash express for continued calls ?

Since your only income is disability you should make sure they understand that. And you should notify them by certified mail and send them an...

Can a debt collection agency have a bad check warrant issued for my arrest if I never wrote them a physical check?

Your payment, the check, has to be given to the other party at the time you get the value. An example would be buying groceries or furniture and...

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Garnishment for Spousal Support

Family law attorneys deal with this type of issue frequently. Your issue is not can you garnish, but rather how do you garish or otherwise attach...

I was almost scammed by a attorney acting as a bill collector.. do i have the right to sue?

Rouge debt collectors are becoming more common. They usually call from toll free numbers that cannot be verified back to a designated company....

Any lawyers in the Atlanta area

Most attorneys who practice consumer law have excellent web sites to review for information and answers, and most of us give free consultations. If...

I got a call from a bill collector who said they are going to start a wage assessment attachment.

No one can garnish wages in Georgia unless they first obtain a judgment, unless the debt is a student loan or IRS, etc... To get a judgment they...

I last made a credit card payment in 10/07 and was served 5/13. What are my options?

The statute of limitations in Georgia for charge card debt, which is considered a written contract, is six years. The complaint was filed within...