Archived
Am I responsible for my husband's debt on credit card accounts if they were in his name only and I was not a co-signer ?
Christopher's answer
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Answered on October 04, 2019
If you did not co-sign the debt, it is unlikely you would be personally liable for your deceased husband's debts. You can likely advise them of his...
What papers will I need to file chapter 7 or 13?
Christopher's answer
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Answered on February 15, 2019
I would suggest you make an appointment with a bankrutpcy attorney to see what your options are. Many offer free consultations.
Can I go to jail for not paying Aarons in South Carolina ?
Christopher's answer
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Answered on January 17, 2019
You cannot be jailed simply for failing to pay on a rent to own lease. You could be charged criminally if you write a bad check but not simply for...
Archived
If I have 23,00 dollars in bank and 15,000 401K loan should i pay off loan prior to filing Ch 7 ? Thanks
Christopher's answer
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Answered on January 15, 2019
You need to speak to an attorney in your area that can give you specific advice about this issue. Do not make any transfers of funds or pay off any...
Can I be sued? What is the statue of limitations for an old bank account in South Carolina?
Christopher's answer
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Answered on January 15, 2019
I agree with Mr. Bayer. The Statute of Limitiations in SC is typcially 3 years. Just because more than 3 years has passed, doesn't necessarily mean...
Archived
Can a chapter 7 BK trustee claim an interest in settlement proceeds where the injury, claim, and award happened after discharge?
Christopher's answer
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Answered on January 15, 2019
I agree with Mr. Trease as well. There is a possibility the proceeds are exempt as they relate to personal injury; however, if they weren't...
Archived
Can I file papers for chapter 13 bankruptcy?
Christopher's answer
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Answered on January 11, 2019
A chapter 13 may be a good way to stop the foreclosure and help save your home. You need to get a free consutlation with an expereinced bankrutpcy...
Archived
What is the law concerning a 14 year old credit card debt? The man that called me threatened me!
Christopher's answer
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Answered on December 18, 2018
You cannot be jailed simply for an unpaid credit card debt. However, a debt is not necessarily uncollectable just because it is 14 years old. There...
Will I be taken to jail if I don’t show up for court with Regional Finance?
Christopher's answer
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Answered on December 18, 2018
It sounds like not appearing will simply result in a defualt judgment being entered against you. However, you should read the summons carefully and...
IIf I receive a loan check or live check in the mail but am unable to repay it can they put me in jail?
Christopher's answer
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Answered on December 10, 2018
Typcially, they are not actually threatening jail for the unpaid debt. Going to the Magistrate doesn't mean you will be charged criminally...
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