I would immediately document what happened...hopefully you did this when it happened. Also, seek medical treatment and keep all records and...

You could call the police or your insurance company, but I don't think you necessarily need to. If they bring a claim, you will find out. From the...

Sure....unless you are earning over the limit for substantial gainful activity....and that would be A LOT of plasma!

Yes, if the at-fault party does not sufficient insurance to cover the damages (medical bills, etc) than your underinsured policy will be in play....

Why is my car accident settlement taking so long?

There could be several reasons you are having to wait. For one thing, certain medical providers won't reduce until they know all possible policies...

Can they do that?

The insurance company's sole concern is paying as little as possible on your claim. The last thing they want is to even know the full extent of...

Does he need to hire a lawyer?

Your husband should immediately consult with an attorney in South Carolina who handles worker's compensation claims. In SC, the worker's...