Am I legally obligated to pay them? They accepted my insurance company's money for a lower level of treatment, thereby agreeing.

I am assuming from your question that this Rehab center was not "in network" with your insurance company. Call your insurance company and find out...

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Do I have a case on making them pay for the prescription, pay for any problems it may cause me or my marriage, and my Attorney?

No. Unless there is a particular state law requiring them to cover this medication, generally speaking insurance may, within state and federal...

1. Is Dr. Heather really locked out of her patients info and unable to complete care? 2. What about Specialist reports?

I don't see it as much as a Hippa issue as a Dr Patient relationship issue. Under your hypothetical. Dr Heather worked at or for Acme. So, when Dr...

How do I rectify this situation. My biggest issue (other than the money) is my credit rating.

First, is your policy through your employer or a private policy. If through your employer, you may be able to appeal the denial with the insurance...

What actions should I take to assure that my girlfriend is protected from my late wife's creditors?

I agree with Mr Wegmann and would add the following. In Anderson Memorial Hospital v Hagan, the Court of Appeals of SC specifically ruled that a...

What can I do about this?

How did your employer find out about your condition? If you have health insurance through your employer and they found out that way, then it's...

Do I have any legal recourse against ADP, Health Advocates, and/or Aetna for at least my medical bills?

You really need to sit down with a lawyer with your health plan (or policy), any written communications between you and ADP, and a copy of your...

Can I file a lawsuit against them for breach of contract?

I agree that as a first step, you should ask the health benefits specialist in human resources at your company if your procedures are indeed...

Can the hospital really charge that much? It seems a bit excessive. Can they force us into a financing without our consent?

Since your question is solely, can they "force" you into financing without your consent, the general answer is no, unless you signed some kind of...

Should I do the independent medical exam? Is there a legal basis to say no w/o affecting benefits, since it's not a work injury?

I would suggest you contact an ERISA lawyer near you to review your employers disability plan and the evidence you have to date. Even though you...