Yes, sounds like she pocketed the money and the RTO never got it. Since she is on title and you're not, the property is still hers. Best you can...

Bank of America has filed legal action?

Whether you should file for bankruptcy will depend on a lot of factors. Do you only have the BofA card to worry about? If so, you should contact...

I agree with Attorney Bunce. For that small an amount of debt, it is very possible that you can call the collector, explain your circumstances,...

Attorney Osgood is absolutely right. This is a student loan, a government debt which never goes away. Your best bet is to find a way to deal with...

I agree with Attorney Bishop - you must answer the complaint! Remember you have only thirty days to do this and file with the court. You may be...

You definitely must answer it! Generally, you have thirty days after being served to file your answer, and any counterclaims you may have. It...

A dismissal without prejudice means that they have dropped this particular case, but kept the right to sue you again. It is not your fault that...

First you must go to court and get a judgment. It is not likely that you will be able to put a lien on the person's car. Pennsylvania is one of...

What are my court costs?

Whether you have to pay attorney fees is dependent on the contract you made for the debt. Also, look at the complaint - are they asking for...

I agree with Attorney Berkus. I am hoping for your sake that it is a federal loan, because you can inquire about the different payment options...