Russell Clayton Alexander's Answers (135)

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My home was forclosed on two years ago. I have just received a letter of collection from a attorney,stating that I owe 20,000.

Russell's answer | Answered on March 31, 2015

Depending on when the foreclosure was completed, the collection of this deficiency (the amount left over on the debt following application of all...

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Is it possible to have public defender cost forgiven after a $20,000 judgment/lien has been placed on my home if I am disabled?

Russell's answer | Answered on March 22, 2015

There are several moving parts to your question, but it appears that you have a judgment against you for legal fees incurred in a criminal matter. ...

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In North Carolina, specifically Wilmington, does the tenant renting a single family dwelling, have the right to refuse a lockbox

Russell's answer | Answered on March 22, 2015

I agree that it depends on your lease. However, I know of nothing under NC law that would grant you the specific right to refuse to allow the...

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How do I get power of attorney over my father?

Russell's answer | Answered on March 22, 2015

From what you describe, it sounds as though you will need to file a guardianship proceeding because your father is not competent to make decisions...

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If a lawyer is involved in a will would the will be filed somewhere?

Russell's answer | Answered on March 22, 2015

I don't understand what you mean when you say "a lawyer is involved in a will." Do you mean that he or she drafted (prepared) the will? ...

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I bought a vehicle from a dealer and didn't know it was in a prior wreck, and dealer said it wasn't when i asked,

Russell's answer | Answered on March 22, 2015

I agree with the above. Failure to disclose a used vehicle's prior accident history is not only a grounds for rescinding the purchase of the...

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Bank account frozen from a old car loan from 2005. what to do?

Russell's answer | Answered on March 20, 2015

If it was eight or nine years ago, then the Bank likely cannot freeze your account. The ability of the bank to collect on this deficiency...

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How do I sever an agreement regarding a shared well in Cabarrus County NC?

Russell's answer | Answered on March 14, 2015

This is an interesting question. A lot of the answer to the question depends on how this agreement is documented. Agreements relating to mineral...

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My old employer is refusing to give employment verification to my bank for a refinance loan

Russell's answer | Answered on March 14, 2015

I agree with Mr. Love. Show the Bank a W2 or a 1099 to demonstrate you are employed. You can supplement with pay stubs or deposited checks if the...

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Judgement:Can they keep coming back during the 10 years to continue trying to collect personal property until they get the owed?

Russell's answer | Answered on March 14, 2015

Agree with the answers above. The Writ of Execution and associated Notice of Right to Have Exemptions Designated may be served as many times as...

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