What did you check? Your credit report? The online mortgage information provided by the mortgage company? The Trustee's website? Often, when a...

With a chapter 13 is it mandatory to list your student loans in your plan or can you choose not to?

The loans must be listed, but it is possible to include verbage in the plan that permits student loan repayments to be made directly and to have...

Can we refinance my house even if the mortgage was included in our chapter 7 bankruptcy?

MOST attorneys typically will NOT suggest a client reaffirms a mortgage debt. There is ABSOLUTELY no legal requirement that a mortgage debt be...

How would I pay somebody I owe if she doesn't want to accept my payment.

The only thing I would add to the helpful posts above is that I think you should also include a letter making it clear that the cashier's check,...

I want to keep my home, what is the best option, and why?

Foreclosure certainly will not allow you to keep the home, so consider first if that is really your highest priority. A bankruptcy will likely...

How do I protect my business and handle the following situation

I think, at the very least, you should tell the customer that your options are to repair the vehicle OR return the check to the insurance company. ...

I was sued for a credit card debt but the company has very recently declared bankruptcy. What should I do to resolve things?

To #1, maybe. You may be able to reopen for some reason (not because Regent and Associates has filed bankruptcy though). If you want to do this,...

How can doing a bankruptcy help us in leaving our home when we especially want to keep our current doctors? What does it cost?

Bankruptcy can help you because you will not be responsible for paying the debt on your home. That means that you may not have the same...

I have an old collection account since 2012 in the amount of $1887.00 and just recently got served with papers aka a lawsuit

You should request evidence showing that you owe the debt. If you really do not think you owe the debt, you may want to hire an attorney. You can...

Since 8-2004 we have paid over $42k in on-time student loan payments. The initial balance was $54,139, still owe more than $56.

Too low for what? Too low pursuant to the rules on graduated repayment? How did that lead to capitalized interest? I suggest taking a look at a...