THIRTY-THREE + 1 DON’TS IN PREPARING TO FILE A CHAPTER 7
Oct 21, 2013Major traps for the attorney and the debtor to avoid in filing a petition for relief under Chapter 7 of the Bankruptcy Code....
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Oliver Max Gardner III's Legal Guides (11)
Shelby, NC
Bankruptcy and debt Lawyer at Shelby, NC
Practice Areas: Bankruptcy & Debt
Tom Cox of Maine--We As Lawyers are Not Doing Enough
Dec 16, 2011After a lot of reflection this past week, I have realized that I am not doing enough. Neither are you.This is a plea to every member of this listserv to do more.You can do significantly more without a...
See Full GuideThe Uniform Residential Mortgage Note is Note a Negotiable Instrument Under the UCC
Dec 15, 20111. The Note is Not a Negotiable Instrument. 25-3-104 Negotiable instrument (a) Except as provided in subsections (c) and (d)[1], negotiable instrument means an unconditional promise or order to...
See Full GuideObjections to the Pending Settlement Between the Attorney Generals and the Mortgage Servicers
Dec 15, 2011The Honorable Eric Holder, Jr. U.S. Department of Justice 950 Pennsylvania Avenue, NW Washington, DC 20530-0001 Dear Attorney General Holder: I write regarding the ongoing settlement talks between st...
See Full GuideMax Gardner's Top Tips for Fake Mortgage Documents
Dec 14, 20111. The Mortgage or Deed of Trust is assigned from the Originator directly to the Trustee for the Securitized Trust. 2. The Mortgage or Deed of Trust is assigned months and sometimes years after the da...
See Full GuideTeddy Kennedy--The Ultimate Survivor
Dec 14, 2011I was very fortunate to have personally known three of Joe Kennedys sons. I first met Senator John F. Kennedy, Bobby Kennedy and Ted Kennedy at a Washington cocktail party in 1957. My late Uncle was a ...
See Full GuideThe Forced Placed Insurance Game--Servicers and Fraud
Dec 14, 2011The first time Luis Juarez heard of force-placed insurance was when he received a $25,000 bill for it in the mail.A Florida doctor and homeowner, Juarez had been dropped by his previous insurer over a ...
See Full GuideFinding Out Who Owns the Mortgage
Jul 15, 2011Finding Out Who Owns the Mortgage Assuming that the loan was not made through the FHA, the VA, or a state or local housing agency (which usually can be easily determined on the face of the loan ...
See Full GuideNine Rules for Depositions--Hall v Clifton Nine Years Later
Jul 15, 2011HALL V. CLIFTON PRECISION ALIVE, DEAD OR QUIETLY SLIPPING AWAY http://www.vairariley.com/CM/Custom/Hallv.CliftonPrecision.asp Guideline 1: Prohibition Against Witness Counsel Giving Instructions or E...
See Full GuideThe Rules of the Road for Securitization of Residential Mortgage Loans
Jul 12, 2011The term Mortgage Note or Note refers to the promise to pay signed by the homeowner or obligor. The term Mortgage refers to the real estate security instrument (mortgage or deed of trust) that must be...
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