Though no damage whatsoever was done to either vehicle does she have anything legal wise to worry about.

It is possible that the other driver will file a police report or lawsuit against your friend, but this seems unlikely given the facts as you've...

If you are talking about the mandatory, non-binding arbitrations that are required by NJ courts in all personal injury cases, then no, the parties...

Someone please give me good advice!

It's unanimous- see a lawyer right away. Also make sure that you get appropriate medical testing. If you have a serious or permanent injury it...

I have a speeding ticket for 24 over how can i get it lowered so it is not reported to my insurance company

The fee will depend on the attorney you hire, the amount of work and time your matter requires, and the exact circumstances of your incident. You...

Is it typical for an insurance company to quit negotiating after 2 rounds or are they playing hardball?

Insurance companies will always play "hardball" if they think they can get away with it. If you don't have an attorney you are at a severe...

What legal course of action do I have here?

As a permissive user of the vehicle you should have coverage under your girlfriend's policy, unless the insurance company had the right to disclaim...

What are the options to sue the at fault party and their insurance? What all can we sue for?

I agree that your husband should seek medical attention immediately. If he is in extreme pain he needs appropriate medical treatment and testing as...