Archived
My husband and I filed bankruptcy mid june. We are in the beginning stages of a divorce. Is there anyway I can stop the process?
Erich's answer
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Answered on September 07, 2013
It depends on which chapter your bankruptcy case is proceeding under on whether or not it is easy to stop. Chapter 13 can typically be dismissed,...
Archived
I have contacted a lawyer to file a chapter 7 but he requires me to pay all of the attorney fees of $1993, can I file myself?
Erich's answer
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Answered on September 05, 2013
Have you talked with the lawyer about your timing concerns? And about how they relate to the reversibility of a garnishment? In some cases,...
Archived
In process of Short Sale it was halt because of Judgement for credit card. Can I still sale the home?
Erich's answer
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Answered on September 03, 2013
The exemptions you obtained limit the ability of the judgment creditor to dispossess you of the exempt property. Unfortunately, exemptions don't...
Archived
Charlotte nc
Erich's answer
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Answered on September 02, 2013
"Denying" a bankruptcy is not a well-defined concept. There's a lot of reasons why bankruptcies fail, and a lot of reasons why conceivably...
Archived
I received to summons for credit debt. I have 30 days to answer. I have no money how should I handle this.
Erich's answer
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Answered on August 31, 2013
Whether it makes sense to try defending a credit card lawsuit might depend on who is suing you. For example, if a debt buyer claims to have a...
Archived
If I filed chapter 7 bankruptcy in 2010 can I file chapter 13 now to prevent foreclosure on my home?
Erich's answer
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Answered on August 24, 2013
A recent chapter 7 discharge is not normally a problem for using chapter 13 to stop a foreclosure and cure a past due mortgage.
Archived
If my husband and I filed Chapter 7 bankruptcy in 2007 can we file Chapter 13 in 2013?
Erich's answer
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Answered on August 24, 2013
The general rule is four years from filing of a chapter 7 to filing of a chapter 13 in order to be able to obtain a discharge in the chapter 13. ...
How likely is a bank account levy?
Erich's answer
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Answered on July 31, 2013
Ms Coleman is correct as to what likely happened. There's a lot of factors that go into play as to how at risk your bank account is and what...
Archived
I filed a Chapter 7 bankruptcy in Nov of 2004 which was discharged in Feb of 2005.
Erich's answer
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Answered on July 29, 2013
I think the answer to your question depends on what you scheduled in your bankruptcy. If you had an attorney back in 2004, you may wish to follow...
Archived
Can auto loans that have been defaulted on because a repossesion lead to wage garnishment, lien on other property, bank seize?
Erich's answer
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Answered on July 24, 2013
Garnishment of wages isn't an enforcement mechanism available for a NC judgment.
You'd be well served to speak with a local attorney dealing...
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