In which state do I file for bankruptcy?

You would normally file in NC at this point. If you really wanted to file in NY it's possible that you might be able to do that as well based on...

What are my options after judgement for old credit card debt? Single mom,rent,car loan, In NC.Pls help

If your assets are protectable by exemptions, you might be effectively judgement proof. Do note that if you are served another exemption notice,...

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Is filing bankruptcy ever a good idea?

Predicting borrowing ability in the future is always a difficult exercise. Certainly, some people are able to obtain mortgages not long after...

What is the chapter 7 Exempt Property claim form?

The middle district has a local form, 91C, which is applicable if you are eligible to claim the NC exemptions. If you aren't eligible to claim NC...

Can I still file bankruptcy after an attorney placement letter has been mailed?

There is time to file a bankruptcy, the civil lawsuit process takes some time to complete and starts officially with a summons and complaint, not...

When chapter 13 is used to bring a loan current, any co-owner could file the bankruptcy case. Participation or consent by the other co-owner would...

The other posters are correct that this essentially comes down to whether the creditor has a valid lien or not. It's far too fact specific to...

One would want to carefully review the 1099C. Typically, a bank issues one without actually forgiving the debt, instead feeling the need to report...

Marriage does not normally transform individual debts into joint debts. That said, if you co-mingle your assets after marriage, a medical creditor...

Can a judgement be filed against me if I file bankruptcy?

A bankruptcy discharge normally voids existing judgments, which would prevent their renewal. Bankruptcy cases also stop civil lawsuits from moving...