Archived
I have a question regarding a judgement filed and granted in North Carolina for the balance of a credit card debt
Damon's answer
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Answered on September 30, 2012
Below I have attached a link to a page on our website that explains my answer to your question in a little bit more detail. However, to answer your...
Archived
Can i file for bankruptcy without it affecting my father?
Damon's answer
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Answered on September 21, 2012
As Deborah mentioned, it will depend upon several factors.
First, you would want to determine the amount of equity in your house. You may can...
Archived
I have a judgement against me for a credit card owed...how can i proctect my home and car from being seized
Damon's answer
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Answered on September 11, 2012
It really depends on how much equity you have in your vehicle and house right now. If there is little to no equity then you may be able to fill out...
Archived
I was hurt on the job pretty bad and my employer wants to not run it through Workmen's Comp. is that e legal
Damon's answer
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Answered on September 09, 2012
As long as they have enough employees to carry workers' compensation insurance (which I imagine they would) then it would probably protect you the...
Archived
Can bankruptcy take care of foreclosure/repos due to divorce?
Damon's answer
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Answered on August 14, 2012
I agree completely with Patrick.
Depending on the details of your situation it sounds like bankruptcy may be a realistic option for you. Any...
Archived
Just received foreclosure notice. Do I need to do anything even though we did not reaffirm mortgage after CH7 BK?
Damon's answer
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Answered on August 06, 2012
If you filed the Chapter 7 bankruptcy then you typically do not need to do anything else regarding the mortgage. I would just encourage you to...
I took out a pay day loan and lost my job now i can't repay can i go to jail for this? and how can i get them to stop calling.
Damon's answer
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Answered on March 29, 2012
I agree with Michael. You'll find a lot of these pay day loan companies will try to threaten folks with criminal charges and jail time, etc. The...
Archived
In NC, what are laws regarding holds on checking accounts for summary judgements for unsecured credit card debt?
Damon's answer
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Answered on March 13, 2012
Depending on the amount you may want to look into contacting a bankruptcy attorney. It sounds like a creditor has a judgment against you and they...
Archived
NC Motion to Claim exempt Property I'm Disabled on DSSI my wife is Retired on SSI Are our incomes Exempt
Damon's answer
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Answered on February 23, 2012
I agree completely with Mr. Fabricius. Depending on the level of debt you have, you may want to talk with a bankruptcy attorney. Your income is...
Archived
I have recieved a summery for judgement from a credit card company, what should i do?
Damon's answer
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Answered on December 09, 2011
Even if they get a judgment against you there is the possibility of settling the debt. I would get in touch with the creditor (or the creditor's...
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