Archived
I need a step by step guide to filling out a "motion to claim exempt property" is there one available?
Lynn's answer
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Answered on December 10, 2011
There is no "guide" for the public that I am aware of. You can hire an attorney to help you. Many attorneys will help for a small fee, especially...
Archived
Debt collector attempting to collect on a lease for a band instrument. The lease was terminated by default of the lessor.
Lynn's answer
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Answered on December 08, 2011
I agree with the advice to dispute the debt. You need to do this in writing, to the collector, certified mail and save the return receipt. Are you...
Archived
My ex-spouse lives out of state and is not paying the debts he was assigned in our marital settlement agreement.
Lynn's answer
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Answered on December 08, 2011
I agree with the previous advice. If you want to try and preserve your credit, you have to pay the bills yourself, and pursue other remedies...
Can a credit Union do this to you if you owe money on there credit cards?
Lynn's answer
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Answered on December 08, 2011
They can probably do this. You should have some old printed account statements that you can use to obtain your full account number, or you can try...
Archived
I was ordered by a magistrate to pay a debt according to what I could afford and the plaintiff refused my payment what do I do?
Lynn's answer
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Answered on December 06, 2011
I am assuming you are talking about a North Carolina small claims court magistrate - and that you have a North Carolina judgment (as opposed to a...
Archived
Can a non-dischargable judgement granted by the bankruptcy court baised on fraud be subjected to wage garnishment in NC?
Lynn's answer
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Answered on December 01, 2011
There was an effort in the General Assembly this past session to make wage garnishment available to satisfy judgments for violation of Chapter 75...
Archived
What are the duties of the plaintiff after they win a judgment for credit card debt?
Lynn's answer
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Answered on November 18, 2011
There is no "obligation" for the Plaintiff to pursue judgment enforcement proceedings. The Plaintiff attorney has done nothing wrong, and you can't...
Has Rent A Center Violated the FDCPA in Collection Efforts against me? Pmt was due 10/22, I said I would pay amt due 11/5.
Lynn's answer
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Answered on October 25, 2011
In addition to the good advice you have already received, you should consider filing a complaint with the North Carolina Attorney General's office....
Can creditors go after my wife's bank account in north carolina?
Lynn's answer
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Answered on October 10, 2011
If the bank account is a joint account between you and your wife, it could possibly be affected. You would have to claim all of the money in the...
Can my car be reposessed if I am temporarily disabled? Is there any protection for me by law in NC?
Lynn's answer
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Answered on September 26, 2011
The previous answers are all good. There is nothing in North Carolina law that excuses you from paying or prevents a repossession because you have...