I got a Credit card from Bank in SD 2006 account was closed 2006 with a balance of $490.00.

Were you living in North Carolina when you got the credit card and when was the last payment made? Last payment either to the bank or to any...

If payday loans are illegal in NC, do I have to repay them? Because I am struggling to do so.

I don't think many attorneys will advise you not to repay your debt just because you decide that you don't want to, or because you now regret...

Just started getting threating phone calls about a payday loan that's three years old

You need to keep a record of the calls that have been made so far, date and time, who they spoke to, and what was said. Take the next call yourself...

You are still responsible for the vehicle whether you were "primary" or not. Assuming your name is also on the title, you have an equal right to...

If a signer on a car files bankrupt and included the car debt in the bankruptcy doies the co-signer still have to pay?

You said they were "putting a judgment against you" - if you were served with a Summons and Complaint you need to file an Answer within 30 days or...

I believe you would have to be totally and permanently disabled in order to get the loans discharged without filing for bankruptcy. Narcolepsy may...

Complaint to a civil summons talked with plantiff lawyer they finally responed with letter 6 mo. later with consent judg.

You should contact an attorney to consider filing a motion to set aside the default judgment. The default was entered because you did not answer...

I cosigned for a student loan. That person now refuses to talk to me. I have started making the payments. Do i have any recourse

You do have the right to sue her and get a judgment for the money that you have aleady paid on the loans - but you would have to keep getting...

When do I file writ of execution on a judgement?

You won't be able to get access to any funds until the debtor gets money from the estate, which could take a long time. You have no standing to...

EX WIFE BAD CREDIT, 13 YEARS AGO SHE APPLIED CREDIT WAS DENIED THEY TOLD HER USE SPOUSE INFO & GAVE HER A CARD W/O MY CONSENT

I agree with the other answer. You also need to send a written dispute in response to any bill or colleciton letter that they might send to you.