Is a loan document a legally binding contract?

You probably signed the loan with CitiFinancial. CitiFinancial changed its name legally to OneMain Financial. Your promissory note was most likely...

I am being taken to court for a hospital bill of 5,000 and they are trying to put a lien on my home what do I do?

I agree with the other attorney about calling Legal Aid and also the need to file a written Answer within 30 days after being served with the...

I live in nc. we have alein on us from a credit card bill. i really need to refinance at lower rates but was told couldn't

You can always negotiate a settlement of a judgment lien. You can hire an attorney to help you, or you can do it on your own. You need to make sure...

Yes, it is possible to settle a judgment. Before deciding to settle, it is worth the effort to get a complete copy of the entire court file...

Do you know anything about companies called Western Sky/Cash Call and Silver Cloud Financial?

You need to report these activities to law enforcement as soon as possible. If you are not willing to report this and press charges against the...

Creditor request hearing on exempt property-what do I do

You need to call Legal Aid at 866-219-5262 to see if you qualify for their services. If you do not, they should be able to refer you to someone who...

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Who receives the 8% interest stated in a judgement? When I ask collector they tell me the company the debt is owed too.

The other responses are correct in that 8% interest post judgment is set by law. Be careful settling or paying a judgment to a collection agency....

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How do I stop telephone and email harassment from a judgment creditor?

I am assuming that this is a North Carolina judgment. An original creditor cannot call you if they know you have a lawyer. Have you retained your...

What is the statute of limitations on a promissory note from a payday lender in NC?

The phone call could be part of a scam. The collector also violated the FDCPA by disclosing anything about the alleged debt to your relative. You...

Can I begin making payments toward a civil judgment without getting prior consent from the creditor as to the payment amount ?

I agree with attorney Duncan. You probably should make your payments directly to the Clerk of Court. The Clerk will have a record of the...