Petition to Vacate Judgment / Exemptions (I was never served and had no opportunity to answer the original Complaint).

You have to file the Motion To Claim Exempt Property on or before 20 days after the Sheriff delivered the Notice of Right - period. Get that done...

Can a third party collection agency retain an dept in North Carolina from a online payday lender and collect on it legally.

Your rights are to be free from harassment by a debt collector. Ask if this collector is licensed in North Carolina. If they are calling you to...

I have been served with Notice of Right to Designate Exempt Property how do I claim exemptions and can I do it myself ?

You can do it yourself by following the directions on the form, but you can probably find a local attorney to help you for a very small fee (and a...

We are representing ourselves in a civil case and have a hearing scheduled next week. My husband is sick.

Mr. Portnoy is correct. You can go to the hearing without your husband. If you need your husband to speak and you feel you cannot handle it alone,...

Can you help

I agree with Mr. Fabricius. You need to go see an experienced attorney asap. You may have legal defenses and counterclaims which can be waived if...

I recieved a fake collection letter of harrassment for a payday loan that I did not recieve. What can I do about it?

Save the envelope the letter came in. Send a letter certified mail, return receipt requested, to the collector denying that you owe the debt and...

My ex husband will not take my name off the home mortgages, it's been 5 years.What can I do?

What you can do depends upon the terms of the equitable distribution order. I am assuming there was an Order. If the Order required him to put the...

Assuming that all of your property was claimed exempt and you filed your motion to claim exempt property on time, what happens from here out is...

I have about $15,000 to $20,000 debt I need to know what bankruptcy I need to file soon

You should contact a qualified bankruptcy attorney for a consultation about your specific situation. Many attorneys will give you a consultation...

In NC, is the original creditor (ccard bank) exempt from FDCPA rule to provide original signed contract for debt validation?

Motions to dismiss a lawsuit filed by an original creditor such as Citibank, Discover, etc. based upon failure to attach the account agreement to...