If you timely claim your bank account funds as exempt, the creditor will not be able to levy the funds in the bank account. A creditor cannot take...

I took out some payday loans in 2012 to cover some bills. I started paying some back but they went crazy in my account and

Mr. Howard is correct. The payday lender "can" sue you - anybody can sue if they want to - the question is whether or not they are likely to sue...

Title loans are illegal in North Carolina (in addition to the fact they are normally a poor financial choice). I applaud any out of state lender...

Can I sue a collection agency if I provide proof of not owing debt they've reported to credit bureaus, yet they still charge me?

File a written dispute with all 3 credit reporting agencies. Explain that you dispute your personal liability and provide a copy of the document...

I need to answser a civil action by 11-10-2013. Can I get a continuance?

You have until tomorrow November 12 to either file a written answer or file a written motion to extend time to file your answer. If you file a...

Nearly 7 year old judgment being executed, can they seize my newly financed car? I live in NC.

The lender still has first dibs, so you won't lose the car to this creditor. If the car were seized and sold they would have to pay the loan off...

I live in NC and i received a notice to take my bank account due to unpaid state taxes

You should see a local consumer bankruptcy attorney right away (as in tomorrow). A bankruptcy attorney can help you stop any garnishment...

How long is it legal for a creditor's lien to be placed upon a home in NC without being able to collect?

I assume you are talking about a judgment lien from a creditor or a party that won a civil lawsuit. A materialmens' lien (such as a lien from a...

I am representing myself in a civil case.

I assume you are in State court (not Federal). You can send up to 50 Interrogatories (including subparts). If you did not send 50 interrogatories...

Hello, I live in North Carolina and have a question about the homestead exemption law

I assume that you own your home by yourself. If you own your home jointly with a spouse or another person, the answer is slightly different. A...